Suffering an auto accident injury can be disorienting and overwhelming. Unfortunately, even the safest of drivers may find themselves struck by a reckless driver and facing a lengthy recovery period, costly medical bills, lost wages, and other unanticipated expenses stemming from the accident. As you take steps to recover the compensation you need to offset these costs, you will need to work with an insurance adjuster at some point in the process. Here are some strategies to help you prepare and file a successful auto accident claim in the Portland or Vancouver area.
Understanding the Role of the Insurance Adjuster
When you file a claim for your auto accident injury, the insurance company will assign an adjuster to your case. Whether the insurance adjuster works for the at-fault driver’s insurance company or your auto insurance company, you must remember that their top priority is saving their companies as much money as possible. Their job is to investigate the incident and determine how much compensation to offer you to support your recovery. Unfortunately, they often try to pay you as little as possible to protect their company’s bottom line.
Recognize Their Negotiation Tactics
While the insurance adjuster may seem friendly and understanding, try to remain cautious when you communicate with them. You are not obligated to give any recorded statements; in fact, doing so may be used to undermine or discredit your claim later on. Refrain from signing over your medical records, as the insurance company can use your medical history to claim that your injuries were caused by pre-existing issues, not the accident. While you should cooperate within reason, be wary of the information you disclose. At any point, feel free to refer the insurance adjuster to your attorney.
Enlist a Trusted Personal Injury Attorney to Help You
Auto accident injuries can be debilitating and isolating. However, it’s essential to recognize that you do not have to go through this challenging healing process alone. Working with a compassionate Vancouver personal injury attorney is a great way to ensure that you secure the compensation you need to move forward. Let your attorney step in to communicate and negotiate with the insurance adjusters while you continue to focus on your physical and emotional recovery.
Call Henderson Taylor Law Firm today at (360) 737-1478 to speak with a trusted and compassionate Vancouver and Portland personal injury attorney.