Legal Insights & Articles

Facing an Insurance Dispute After an Auto Accident? Here’s What You Can Do

Auto accidents continue to happen, even if we try to adhere to safe driving practices. If you’ve suffered an injury as the result of an auto accident in Clark County, then you know how overwhelming the recovery process and the financial consequences can be. As you wade through costly medical bills incurred by these injuries, you may assume that either your insurance company or the insurance company of the driver responsible for the accident will step in to cover these costs. Unfortunately, insurance disputes may arise, creating additional stress and hardship to you during this already challenging time. If you find yourself in this situation, contact a trusted insurance disputes attorney right away to discuss your options.

When Your Insurance Company Falls Short

Even if you pay into an insurance plan and assume that they will step in to assist you following an accident, they may fail to respond accordingly. There are many actions that they can take (or fail to take) that leave you without the financial support you need during this challenging time. Perhaps they only offer you a small settlement, which doesn’t even begin to cover the costs you are facing. The insurance company’s physician may state that no further treatment is necessary, but your personal doctor disputes this assessment, leaving you with further medical expenses that your insurance company refuses to pay. Whatever the nature of the insurance dispute may be, it’s highly recommended to consult a knowledgeable personal injury attorney to obtain the assistance you need.

PIP Insurance and Insurance Disputes

As a driver in Washington state, your personal injury protection (PIP) insurance is intended to cover costs associated with medical bills resulting from an auto accident, regardless of which driver caused the accident. Most PIP insurance policies claim that they cover “reasonable” and “accident-related” expenses, but these vague terms allow the insurance company to interpret them in a way that most benefits their bottom line. Your insurer may attempt to question the validity of your claim or the severity of your injuries in order to save money. As soon as you encounter any difficulties with obtaining the coverage you are owed, contact an attorney right away.

Committed to Your Recovery

The last thing you want to do when making a physical recovery is to battle with insurance carriers who are attempting to downplay or discredit your claim. Rather than waste your energy and emotional wellbeing on these stressful phone calls and frustrating conversations, let your trusted personal injury attorney step in to advocate for your best interests. Remember, you don’t have to go through this challenging time on your own—a skilled and compassionate attorney will provide you with the advocacy and support you need to move forward.

 

The dedicated personal injury attorneys at Henderson Taylor Law Firm are committed to advocating for the rights of residents in Vancouver, Camas, and throughout Clark County. Call (360) 737-1478 today to get started with a knowledgeable insurance disputes attorney.